Data/Risk Analyst (Banking)- DC area
The ideal candidate will use their passion for data and analytics to provide strategic insights to the commercial credit division as it relates to collection, evaluation, and entry of data elements necessary to support estimates of lifetime expected credit losses, concentration management program.
Responsibilities
- Works closely with commercial credit dept (including CCO) to develop a deep understanding of CECL model components and data entry requirements.
- Using the Bank’s model/reporting systems the Data Analyst will be required to identify and document risk characteristics of the Bank’s loan portfolio at the segment level including risk rating, asset class, collateral type, size, geographic location, industry, and vintage.
- Collects, analyzes, and interprets loan portfolio data to provide key insights to the CCO and management for use in reporting and to frame policy recommendations.
- Prepares the monthly credit dashboard data to provide consistent and timely documentation to the CCO in support of the Bank’s CECL, Concentration, and Special Assets reporting requirements.
- Completes the monthly and quarterly loan portfolio reconciliation reporting to the CCO which will be used to support a timely financial statement and Call Report filing.
- Enforces the Bank’s appraisal policy related to minimum collateral valuation standards as needed in the evaluation of individually analyzed loans and in connection with the Bank’s CRE concentration program.
- Executes standard reporting tasks efficiently and effectively while minimizing errors.
Qualifications
- Bachelor's degree
- Ideally seeking 3+ years of Data Analysis experience
- CECL experience is a huge plus but not required
- US citizen or Green Card required
- Banking experience is highly preferred
- Previous exposure/working experience within commercial banking/commercial credit is a plus
- Seeking advanced Excel user (Pivot, Lookups, etc)
- Strong SQL experience preferred
This role will be 3-4 days in office.
Data Analysis
Data Science
SQL
Jira
Python
Excel
Valuation
Modeling