Lead Analyst
Salary: up to $130k
We are seeking a Lead Analyst to join our Originations Strategy and Analytics team. This is an exciting opportunity to drive significant loan growth through verification and product sales improvements.
Role Overview:
As a Lead Analyst, you will use data analytics and a hypothesis-driven test-and-learn approach to improve the economics and customer experience within Originations, focusing on verification and product sales. You will work with cross-functional teams to generate insights into current strategies, identify key opportunities for improvement, and develop business cases and testing plans to execute those opportunities.
You will enhance your competencies, grow your business and industry knowledge, and work on complex processes or projects across the entire project cycle. Your insights will help push the boundaries of the lending industry.
Key Responsibilities:
- Strategy Development: Design, recommend, document, and execute origination strategies by extracting and analyzing historical customer performance data from multiple systems.
- Data Analysis: Utilize data query tools (e.g., SQL, Python, R) and decision tree analytical software to develop, test, and execute new strategies and segmentation schemes.
- Modeling: Leverage traditional regression models and machine learning algorithms to understand key drivers and estimate customer behaviors by different strategy treatments.
- Quality Control: Implement quality control processes to ensure data accuracy.
- Process Enhancement: Continually enhance existing processes and reporting through automation, quality control, presentation, and insights.
- Presentation: Effectively summarize and present results and insights to management.
Requirements:
- Bachelor’s Degree (Graduate Preferred) in a quantitative discipline such as Engineering, Statistics, Economics, or Computer Science.
- 3+ years of relevant analytical experience.
- Strong SQL, Python, and Excel skills; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus.
- 3+ years of experience in a complex, data-driven problem-solving environment.
- Innovative mindset capable of developing highly analytical approaches to solving problems.
- Lending or consumer finance industry experience preferred.
Benefits:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances.
- Up to 4% matching 401(k).
- Employee Stock Purchase Plan (10% share discount).
- Tuition reimbursement.
- Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date).
- Paid sick leave as determined by state or local ordinance, prorated based on start date.
- Paid holidays (7 days per year, based on start date).
- Paid volunteer time (3 days per year, prorated based on start date).
This role offers a unique opportunity to influence and drive growth in a dynamic, data-driven environment while contributing to the overall success of the organization.