Senior Credit Analyst

Step • Contract • Remote • 2w ago

Description:

We seek an experienced Senior Credit Analyst to enable and accelerate Step’s Lending projects.
Build pricing models that drive sustainable growth and profitability of the lending program.
Ideate new pricing structures, underwriting iterations and product differentiators with a cross-functional team.
Implement detailed data tracking of key KPI's.
Model product performance over time to support strategy proposals.
Work closely with Data Science to optimize profitability.
Create customer risk profiles for the lending program.
Perform ad-hoc analysis to understand business and customer trends.

Requirements:

8+ years experience in analytics.
Previous experience with creating and modeling pricing structures and credit policies.
Strong understanding of lending and experience in financial analysis.
Experience performing credit risk analysis and customer risk segmentation.
Strong command of SQL and one or more modern programming languages.
Experience with data visualization tools like Looker, Mixpanel, Tableau, etc.
Ability to communicate clearly with both technical and non-technical audiences.
Bias towards simple solutions that work.
Self-starter and able to work autonomously.

Benefits:

Competitive salary based on experience, with full medical and dental benefits 💸
High potential for growth 📈
Stock in an early-stage startup 🤩
Flexible WFH and vacation policy 🏝
Paid parental Leave 🐣
Employee referral program 👯‍♀️👯
401K plan 💪🏻

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