Are you passionate about data and looking to make a meaningful impact in the fintech world? Join our dynamic team at Mogo Finance as a Credit Risk Analyst! Reporting to the Senior Manager, Credit Risk, you will play a pivotal role in shaping our lending portfolio. You will create and maintain performance reports, share valuable insights to support strategic decision-making, and develop innovative solutions to meet our business needs. Your contributions will directly influence the development and implementation of risk strategies, supporting the overall risk appetite set by our forward-thinking leadership team.

The base salary for this role is: $55,000-$85,000 CAD

Accepting applications from Canadian based applicants only.

What You’ll Do:

Assist in managing the lending portfolio
Create and maintain performance reports
Share insights to support decision-making processes
Develop new and adjust existing codes to fulfill business needs
Gather and analyze financial information to assess creditworthiness
Perform credit risk assessments and determine risk levels
Continuously monitor credit risk exposure, recommending adjustments as needed
Prepare and present detailed credit risk reports to senior management
Assist in developing and implementing risk models and strategies
Ensure compliance with regulatory requirements and internal policies
Collaborate with other departments for comprehensive risk management
Interact with stakeholders to gather information and provide insights on credit status
Stay informed about market trends and economic factors affecting the portfolio
Utilize advanced tools and software to enhance analysis accuracy and efficiency

Qualifications:

Post-secondary diploma or bachelor’s degree (Major in Finance, Data Science, Commerce, or Economics preferred)
2-3 years of work experience in data analysis using SQL or similar coding languages
Advanced experience in Microsoft Excel, including PowerPivot
Proficiency with Microsoft Office (Word, Outlook, PowerPoint)
Strong proven research, analytical, problem-solving, and conceptual thinking skills
Knowledge of financial and credit reports, and reporting systems, processes, and controls
Attention to detail with a high degree of accuracy, especially working with numbers and dollars
Ability to take initiative proactively and work independently in a remote environment
Strong organizational and time management skills
Excellent verbal and written communication skills for effective cross-functional communication
Ability to prioritize and work with tight deadlines

Preferred Qualifications:

Experience with credit risk underwriting and adjudication
Experience with Snowflake and Looker
Experience with AI and Machine Learning

Benefits of working with us:

ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources
Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
Stock Options - Have a stake in the company's success through stock options
Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
Innovative and Inclusive Culture - Engage in cutting-edge projects and be part of an inclusive workplace
Wellbeing Programs - Access counseling services, mental health support, and additional wellness resources

About Us:

We help make it easy for Canadians to achieve financial freedom while making a positive impact.

We live in the most innovative and technologically advanced era, yet so much struggle exists. Most of us are far from where we want to be financially.

We all want a better future. A better world where reaching financial freedom is a question of when, not if. One that's equitable so that all can prosper. One that's safe from the impact of climate change.

Our money has the power to change the world. It’s up to us to do things differently.

Apply today! Do you know anyone who would be a great fit for this role or other roles on our career page? Please share this job posting with them! Mogo is an inclusive place to spend your work life. We hire team members for their talent and diverse backgrounds. Bring your unique perspective to Mogo and help our customers achieve their best financial lives.

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Credit Risk Analyst (Remote)